Eastwest Healthcare New Infinity Health Advantage Financial Assistance Coverage

CLASSIFICATIONS	Group Life Insurance Coverage (Natural Cause or Accident) c/o PNB Life Insurance, Inc.
Subscriber Member	Php250,000
Spouse	Php125,000
Children	Php62,500

Note:

1.            Eligibility Age                               :                 Principal    -                 18 y.o. up to below 60 y.o.

Spouse       -                 18 y.o. up to below 60 y.o.

Child          -                 at least 2 months old and not more than

21 y.o., unmarried

2.            Termination                                  :                 Principal    -                 Age 60 following coverage anniversary

Spouse       -                 Age 60 following coverage anniversary

Child          -                 Age 21 following coverage anniversary

3.            Underwriting Consideration         :                Automatic Acceptance Limit (AAL). This means that in the event of death due

to pre-existing health conditions within the first year period of coverage, GYRT Provider’s liability  shall be return of premium paid without interest.

Also, as part of the application form (Page 1, paragraph 2, last sentence) therein stated, “any form of deliberate/intentional non-disclosure or misrepresentation on provided medical history and/or conditions that an Individual harbors, will be grounds for pre-termination of the policy.”)

If you are interested to get a corporate plan or individual & family plan, you may contact us at (02) 6228892; 09178046275 or email us at eastwesthealthcareinquiry@gmail.com

Eastwest Healthcare New Infinity Health Advantage Hospital Income Benefit

Members are entitled to a daily cash benefit, for covered inpatient cases, up to a prescribed amount according to their (room) plan-type, with a maximum collectible equivalent to the sum value for a confinement of 31 days.
SEMI-PRIVATE	500
REGULAR PRIVATE	800
LARGE PRIVATE	800
SMALL SUITE	1,000

If you are interested to get a corporate plan or individual & family plan, you may contact us at (02) 6228892; 09178046275 or email us at eastwesthealthcareinquiry@gmail.com

Eastwest Healthcare New Infinity Health Advantage List of Pre Existing Conditions

PRE-EXISTING MEDICAL CONDITIONS

A disease is considered to be pre-existing if any of the following cases are present:

1.            such illness or injury was in any way evident to the Individual before the effective date of the Memorandum Of Agreement

2.            any professional advice or treatment was obtained prior to the effective date of the Memorandum of Agreement

3.            the illness or injury can be clinically determined to have started prior to the effective date of the Memorandum Of Agreement

4.            Medical conditions disclosed in the application form.

Even though care may have been recommended and the individual did not elect to follow up on the recommended care, the tagging as a definable pre-existing condition still applies.

Following (but not limited to) are automatically considered as pre-existing conditions if treatment or recommended care was made before the coverage and is sought within the first twelve (12) months of coverage:

PRE-EXISTING NON-DREADED CONDITIONS
Anal fistulae	Hernia
Bronchial Asthma	Hypertension
Calculi, urinary tract and gall bladder	Prostate disorders
Cataracts	Urethral stenosis
Endometriosis, ovarian cysts, myoma uteri	Urinary strictures
Goiter	Varicose veins
Hemorrhoids	Visual defects
Abnmormalities of the nasal system turbinates & sinus conditions requiring surgery

DREADED CONDITIONS are defined as generally “chronic and irreversible” diseases that require frequent and/or prolonged hospitalization

PRE-EXISTING DREADED CONDITIONS
Chronic Cerebrovascular Accidents	Poliomyelitis, Hematologic and Infectious diseases
Chronic Cardiovascular Diseases	Chronic Pulmonary or Renal diseases
Neuro-surgical/Neurological conditions	Injuries/illnesses due to or caused by accidents or burns
Blood dyscracias, Bactremia, Septicemia	Benign and Malignant new growth, Cirrhosis of the Liver
Collagen diseases, Immune deficiency (excluding AIDS), endocrine abnormalities	Chronic EENT diseases specially requiring surgery; chronic gastro-intestinal diseases
Motor Neuron Diseases	Any other illnesses requiring the Individual to be confined in an intensive care or other similar facility
Cholelithiasis	Ureterolithiasis

 

If you are interested to get a corporate plan or individual & family plan, you may contact us at (02) 6228892; 09178046275 or email us at eastwesthealthcareinquiry@gmail.com